May 21, 2024

 When you want a mortgage there’s a difference between pre-qualification and pre-approval. With pre-qualification, you ask the lender to look at your credit report to decide if you’re a good candidate. With pre-approval, lenders will want more information like pay stubs, W-2 forms, income tax returns and checking or savings bank statements. Source Link

It’s like Airbnb but for a stay at a National Park and more. Recreation.gov lets you make reservations for campsites and lodges that are managed by over a dozen federal agencies. The website and smartphone app lets you search across the country and nearby. You can also reserve tickets for events and programs. Source Link_

Scammers have joined the flood of calls, emails and texts that try to solicit political contributions from you. To avoid being ripped off, verify them through an official website or phone number, never use an unfamiliar platform to donate and hang up on any high-pressure tactics. You can also use a watchdog site like Charity Navigator or GiveWell for reviews of organizations that ask for donations. Source Link