Achieving financial wellness takes planning and persistence to make it work. Set a budget and review it monthly to see if the spending matches your plan. Make a point to review retirement or investment accounts twice a year, and use automatic transfers from checking to savings and automatic payments on car loans or mortgages to avoid late fees. Source Link
The right way to clean your ears is simple because you don’t really need to do it. Ear wax naturally works its way out and if you see some use a wet washcloth to wipe it away. A few drops of half-and-half mixture of water and hydrogen peroxide can loosen ear wax, but cleaning with a Q-tip can push wax back into the ear canal. Source Link
That expired milk in the fridge doesn’t necessarily have to go down the drain. Sour milk can be used in savory baking recipes and those that call for buttermilk, like crepes, pancakes and waffles. Milk that’s slightly turned is great with sugary cereal and expired milk can be mixed with breading for fried veggies or cheese. Source Link
