October 3, 2024

 You clean out the trunk of your car when selling it but have you swept up your personal data? Before you go to the dealer for that trade-in, be sure to disconnect your phone from the car’s Bluetooth and delete your contacts, maps and address data. And remember to delete any garage door opener codes that were stored by the vehicle. Source Link 

Taking on someone else’s debt is never a good idea. Cosigning a loan means you’re responsible for repaying all of it if the main borrower doesn’t and the debt goes on your credit report. Instead of cosigning a loan, help someone find a loan for people with a lower credit score or find ways for them to improve their credit score. Source Link 

Some common home fire safety products come with an expiration date. Smoke detectors should be tested every few months and replaced after 10 years from the date of manufacture that’s stamped on the product label. And disposable fire extinguishers have a shelf life of 10 to 12 years, while rechargeable models should be inspected and refilled every six years. Source Link