You can dial-up a clearer mind when you set the thermostat at home. A study found that you think best when the room is at an air temperature that makes you feel the most comfortable. Researchers believe that working in a comfortable temperature slows the use of energy required to do mental tasks. Source Link
Young adults with private student loans may want to keep a close eye on the physical and financial health of their co-signers. Officials say lenders will often require the entire loan to be paid immediately if a co-signer dies or declares bankruptcy. The so-called auto-defaults can occur even if the borrower has been keeping up with payments. Source Link
Baby Boomers are all-in when it comes to the smartphone. A majority of Americans over age 55 now own smartphones, according to a new survey. It’s the last age group to ditch the feature phone in favor of the smartphone, which is now the choice of 85 percent of people who are shopping to replace their cellphone. Source Link
