March 31, 2017

So what will or won’t improve your credit score? Experts say carrying a credit card balance won’t help but having more available credit will. Closing an unused credit account may hurt if it’s one that’s been part of your credit history for years. And paying your phone bill on-time won’t help your credit score because those accounts aren’t reported to credit agencies. Source Link
 
You want to feel better, but faking a happy face may backfire.  A study found that people who forced a smile all day were more tense and less productive. On the other hand, a genuine smile that’s prompted by a funny thought or an amusing video can trigger those “feel good” brain chemicals to ease tension. Source Link
 
Getting kids to brush their teeth doesn’t have to be a chore. Instead of setting a two-minute timer, try playing a fun song or reading a silly story to them as they brush. Don’t ever let kids skip brushing and encourage them by brushing your teeth together and offering rewards for good habits. Source Link