Besides the snapshots of your family, what pictures should always be with you on your phone? Carry photos of your car’s license plate number and VIN number and your driver’s license and passport, along with photos of medical and dental insurance cards, bank account number and routing number and the serial number for a laptop that travels with you. Source Link
Getting to zero might be the smartest way to create an effective home budget. With zero-based budgeting, your income minus what you spend and save each month equals zero. Besides living expenses, you can assign money to pay off debt, contribute to savings and investments and set aside some just for fun until your available money is down to zero. Source Link
For the most refreshing daytime nap, remember these three L’s. Plan your nap for no later than 2 pm to avoid interfering with your body’s normal sleep cycle. Limit your nap to no more than 30 minutes to avoid falling into a deep sleep and find a location that’s dark and cool but don't worry about having a flat surface because an easy chair or reclining your car seat will work fine. Source Link
