Make the most of the time you spend cleaning the house with these tips. Plan to clean from top to bottom so the dust from that ceiling fan doesn’t end up on the floor you just swept. Remove dirt from a surface with a dry microfiber towel before disinfecting. And don’t be too quick to wipe up spray disinfectant -- let it sit and work for three to 10 minutes.Source Link
So, you want to get in on today’s low rates for mortgage refinancing but your credit score isn’t the best? Those with an FHA loan can use the Streamline Refinance program or you could do an FHA refinance for another loan. Veterans can also refinance a VA loan for a lower interest rate or use a cash-out refinance through the VA. Source Link
This is a good time to review the differences between a cold and the flu. Think “wet versus dry” because a cold usually comes with symptoms like a drippy nose and sneezing while the flu brings a dry cough. Both can hit you with achiness and fever, but the flu comes on fast while a cold takes a few days to develop. Source Link
