February 8, 2022

 Can simply viewing your credit report make your score drop? Researchers found that people who got a free credit report and saw a lower number often stopped checking regularly, and that may not be a bad idea for some. Avoiding repeated exposure to a negative score may help you focus on solutions to improve your finances rather than fixating on a number. Source Link

You can make a meal, go for carryout or eat at a restaurant, but you can also replay some of the greatest hits out of the fridge. A survey found that the average American’s weekly diet consisted of five home-cooked meals, three takeout meals, three restaurant visits and three leftover meals. But one out of four people said they never eat from yesterday’s menu. Source Link 

More people are seeing pay raises, but how do you get one if you have to ask for it? Make a list of specific accomplishments, consider negotiating perks and benefits and find out how your salary compares to others in a similar job. And time your pitch to approach the boss right after you’ve done well on a project or taken on new responsibilities. Source Link