May 19, 2022

 A written thank-you note with the right tone is a great way to show appreciation to someone who’s helped you. For parents, relatives or partners, share a favorite warm memory that reminds you of their thoughtfulness. For friends, you can keep it lighthearted yet meaningful and thank caregivers for their involvement in your life and encourage them to stay in touch. Source Link 

Creating a retirement budget can be like buying a car -- before you settle on one it’s a good idea to take a test drive. Estimate retirement income, list expenses, factor in big lifestyle changes like downsizing your home and set up a spending plan. Then, try living on your budget for a few months before retirement to see if it works for you. Source Link 

Many of today’s cars use synthetic oil, but does that mean you can drop the “once every 3,000 miles” oil change schedule? Probably, but manufacturer recommendations can range from 6,000 to 16,000 miles and vehicles driven in extreme hot or cold weather or on dusty roads need an oil change more often. For most vehicles 7,500 to 10,000 miles is a good range between synthetic oil changes. Source Link