Your body’s sleep clock is changing with the switch back to Standard Time and there’s an easy way to see if your slumber is sufficient. On the weekend, don’t set an alarm and sleep until you wake up on your own. If that’s longer than your typical shuteye, adjust your weekday routine to get that much sleep every night. Source Link
Improving a credit score can help you save on loans, auto insurance, or even rent and you can boost that number for free. Use a secured credit card linked to a savings account for everyday purchases and pay off the balance each month. And some credit bureaus let you report on-time payments of bills for utilities, cell phones or streaming services. Source Link_
You don’t need a five-figure home improvement budget because many upgrades can be done for $100 or less. Replace knobs and handles on kitchen drawers and cabinets or add solar lights to outdoor walkways or porches. Limewashing a fireplace can revive it without painting and wall-mounting a TV with hidden cabling makes a room look more open and cleaner. Source Link_