Improving a credit score can help you save on loans, auto insurance, or even rent and you can boost that number for free. Use a secured credit card linked to a savings account for everyday purchases and pay off the balance each month. And some credit bureaus let you report on-time payments of bills for utilities, cell phones or streaming services. Source Link
You don’t need a five-figure home improvement budget because many upgrades can be done for $100 or less. Replace knobs and handles on kitchen drawers and cabinets or add solar lights to outdoor walkways or porches. Limewashing a fireplace can revive it without painting and wall-mounting a TV with hidden cabling makes a room look more open and cleaner. Source Link
You can fight back against higher electric bills by pinpointing energy vampires in your home. Set-top boxes, amplifiers and other audio-visual equipment can be unplugged when not in use and do the same with a TV in a spare room that’s not used often. Install timers or motion detecting switches on room lighting and insulate a fish tank to cut down on heater use. Source Link