If you’re not getting a tax refund this year, you’re doing it right. Adjust withholding so tax refund money goes to your paycheck instead of Uncle Sam. Using that extra money to pay more on a credit card bill or to invest in a 401-k can earn more for you instead of being a zero-interest loan to the IRS Source Link
Scammers who impersonate someone else are the number-one source of fraud but you can fight back. Remember that government agencies will never contact you to ask for your Medicare or Social Security number or a password, and don’t click links in emails or texts that look official. Visit the agency’s website separately. And use free spam blocking apps offered by wireless carriers to limit junk calls. Source Link
Opening a good book might be a prescription for a better heart. Research showed that as little as six minutes of relaxing by reading or listening to an audio book could lower stress levels as much as 68%. Lowering stress levels reduces production of the hormone cortisol that can raise your heart rate, slow digestion and fragment your sleep. Source Link_
