Half of Americans admit to using retail therapy to cope with stress.
If that’s you and you want to slow down on the compulsive shopping,
experts suggest the “30-day rule.” Wait one month before making that
impulse buy. If you still want it 30 days later, it’s probably a
worthwhile purchase. Source Link
You’ve
heard of refinancing your mortgage, but how about your loan for that
set of wheels? Auto loan refinancing may be an easy way to save money
because many people don’t shop around for the best rates when buying a
car. Refinancing an auto loan is much simpler than a mortgage and may
take just one day to complete. Source Link
So
what will or won’t improve your credit score? Experts say carrying a
credit card balance won’t help but having more available credit will.
Closing an unused credit account may hurt if it’s one that’s been part
of your credit history for years. And paying your phone bill on-time
won’t help your credit score because those accounts aren’t reported to
credit agencies. Source Link
