Can you take advantage of tax savings with an IRA if you have a 401-k at work? There are annual contribution limits but you can have an IRA even if you don’t contribute the maximum to your 401-k. A Roth IRA is tax-free when you withdraw the money. A traditional IRA gives you tax savings upfront for deposits but counts future withdrawals as taxable income. Source Link
Being squeezed by high prices shouldn’t send you to Craigslist for affordable insulin. There are many listings in the online marketplace with low prices but insulin must be refrigerated and has a shelf life. You may not know if it’s been stored correctly or whether or not the insulin you’re buying is sterile. Source Link
Many of us lose track so make it a seasonal habit to check what you’re spending on monthly digital subscriptions. Every three months look at your bank or credit card statements to see what charges are there and if you’re still using that service. It’s easier to do this checkup if to have all your streaming service charges on one account. Source Link
