When shopping for a new car you can figure out what you can afford by using the 20-4-10 rule. Start with a 20 percent down payment and make sure the loan is for no more than four years. And don’t spend more than 10 percent of your gross monthly income on car expenses including the loan payment plus insurance, gas, license fees and parking. Source Link
How can you tell when a collecting habit turns into hoarding? It’s a red flag when it covers your bed or all kitchen counters or you’ve lost sight of the dining room table. It’s also a warning sign if the thought of throwing something away triggers severe anxiety or if you’re overwhelmed by the thought of others seeing the way you keep things. Source Link
If you can’t find the time or place to wash with soap and water then using hand sanitizer is a must and you can make your own. Combine two-thirds of a cup of 66 percent or higher isopropyl rubbing alcohol with one-third cup of aloe vera gel in a dispenser. Cover your hands with the homemade sanitizer and rub for 20 seconds and then let them air dry. Source Link
