July 9, 2020

There’s one simple thing you can do to improve the odds that you’ll hit your retirement savings goal. People with a written retirement plan were 60 percent more likely to increase their 401-k contributions and twice as likely to stick to their savings plan. Only one out of four people say they have a written financial plan. Source Link 

You can make common sense choices about staying safe amid a pandemic by creating an exposure budget. A once-a-week grocery trip or exercising outdoors uses less of that budget but an indoor dinner party or a haircut uses more. And you blow your budget completely if you spend time in a crowd. Source Link 

It doesn’t have to be the “earlybird special” but eating your last meal of the day well before bedtime has real health benefits. Researchers found that people who ate dinner within a few hours of going to bed had higher blood sugar levels and increased stress hormones while they slept. Source Link