You can de-clutter your life by remembering the three Ps -- paper, phone and purge. Toss paper records more than a year old but keep financial files for seven years and sign-up for paperless billing. Put phone apps in folders by category and leave only a handful of favorites on the home screen, and purge your home of stuff you don’t need by donating, selling or tossing it. Source Link
Your grammar school skills may help you spot an email scam. Misspellings of words or misplaced punctuation can be a tip-off and a misspelled email address from your bank or another business is a warning sign. And watch out for any email that includes a link to update your personal information. Source Link
The financial bad habits that cause Americans the most trouble are a mix of old favorites and new challenges. A survey found that impulse buying is the number-one danger for a household budget and coming in second was paying for subscription services you no longer use. Two out of three people regretted not handling their money better last year. Source Link
