Protecting against online credit card fraud means taking a hard look at those bargain offers for name-brand goods. Shopping on less familiar, less secure websites may be an invitation to cyber-thieves. Using a virtual card option or an online wallet like Apple Pay or Google Pay adds another layer of protection for your credit card number. Source Link
The clock may tell you when it’s time for sleep, but what’s the best bedtime for your heart? Researchers found that people who went to bed between 10 pm and 11 pm had a lower risk of heart disease. Those who hit the sack before 10 or after Midnight were 25% more likely to have heart problems, perhaps because it interferes with the body’s built-in rhythms for wake and sleep. Source Link
A written thank-you note with the right tone is a great way to show appreciation to someone who’s helped you. For parents, relatives or partners, share a favorite warm memory that reminds you of their thoughtfulness. For friends, you can keep it lighthearted yet meaningful and thank caregivers for their involvement in your life and encourage them to stay in touch. Source Link
