The latest infant sleep guidelines could be a lifesaver. The nation’s pediatricians say babies should sleep on their backs on a flat surface and never in bed with mom or dad. Parents should keep soft toys, pillows, blankets or other bedding out of a crib or bassinet and not rely on special baby monitors to prevent sudden infant death syndrome. Source Link
Reducing credit card debt through a consolidation loan could be a fast way to boost your credit score. Researchers found that paying down $10,000 in credit card debt boosted scores by an average of 49 points. Taking out a loan for that money does affect your rating but you'd still come out way ahead in your overall score. Source Link
Your wallet might thank you if you skip that complimentary cup of coffee during your next shopping trip. In a study, people who sipped coffee while shopping spent 50 percent more money. The caffeine in coffee leads to a higher energetic state that can make you more impulsive and less able to control your spending. Source Link
