How can you put five minutes to good use to improve your mood? Try focused breathing or meditate by silently repeating a word or phrase. Five minutes of brisk movement can help too and you can recharge by unplugging all devices for five minutes and let your mind wander. Source Link
There are warning signs when scammers steal your child’s identity for credit fraud. Keep an eye out for any bills or credit card offers addressed to them. If debt collectors are calling about your child, someone might have made credit purchases in their name. And always add a credit report freeze for every child to prevent any stolen information from being used. Source Link_
Your paycheck is showing that new raise but be sure to pay yourself first before upping your lifestyle. Your savings plan should grow with every raise so you’re putting away more money for that home down payment or saving for retirement. And consider switching to a high-yield savings account to earn more interest on your savings. Source Link_