January 27, 2021

 Here's a three-step plan to avoid being a victim of online hacking. Start by using a password manager for automatic strong protection that you won’t have to remember. Log onto financial sites using only one device like an old phone, tablet or laptop. And set up alerts so your bank will email or text you about any large transactions. Source Link 

If you have a traditional IRA now might be a great time to switch and save on taxes. Converting to a Roth IRA and paying taxes now could cost you less than doing it later. That's because experts say it’s unlikely individual tax rates will drop any lower in the years to come when Congress will have to deal with a growing budget deficit. Source Link 

While you’re waiting for a COVID vaccination be sure you’re ready should the virus strike you first. Ask yourself where you'll quarantine and, if you're a caregiver, who will care for your children or elderly relatives. And prepare a COVID-19 kit with copies of your insurance card, driver's license and prescriptions and maybe some comfortable clothing and a phone charger. Source Link