January 4, 2024

 What can and can’t improve your credit score? Carrying a credit card balance won’t help but having more available credit will. Closing an unused credit account may hurt if it’s one that’s been part of your credit history for years. And paying a utility bill on time probably won’t help your credit score because those accounts aren’t reported to credit agencies. Source Link 

A nap can be good for anyone when you remember these rules. Time your nap for about six to eight hours after you wake up but not too late in the day or much longer than 20 minutes. Wake up with some sunshine or bright light in your eyes or by moving around. And don’t worry if your napping is very light because it can still give you the benefits of sleep. Source Link

Cleaning the oven is a task that needs to be done every so often to avoid problems with cooking. You can use the self-cleaning feature that heats the oven walls to burn off grease and grime but that may not do a complete job. You can clean an oven thoroughly and easily by applying a paste of baking soda and water to the oven walls and leaving it to sit overnight. Source Link